You landed the sale. Your customer placed a large order. You’re ready to deliver.

But you don’t have the cash—or the inventory—to fulfill it.

What now?

You don’t need to turn the customer away. And you don’t need to tie up your own money either.

That’s where purchase order finance comes in.

It gives you the cash you need to pay your supplier before you get paid by your customer. You don’t need to buy inventory upfront. You don’t even need to touch the goods. The supplier ships directly to your customer, and you still get paid.

You Don’t Need to Stock Up to Grow

Most businesses think they need to keep inventory on hand to grow. But that ties up cash. It creates risk. And it slows you down.

With purchase order finance, you can take on big orders without holding stock.

Here’s how it works:

1. You get a purchase order from your customer.
   That’s your proof of the sale.
   
   
2. We use that purchase order to pay your supplier directly.
   No loan. No personal collateral.
   
   
3. The supplier ships the product directly to your customer.
   You never have to store or handle inventory.
   
   
4. Your customer pays you.
   And you pay us back once the deal closes.
   
   

You stay cash flow positive. Your customer gets what they ordered. Your supplier gets paid. Everyone wins.

Real Example: You Sell, We Fund, They Ship

Let’s say you run a distribution business in Toronto.

Your customer places a $250,000 order. You’ve got a supplier in China who can fill it. But they want full payment upfront.

You don’t have that kind of cash sitting around. And your customer won’t pay until the product arrives.

Using purchase order finance, we pay the supplier on your behalf. The goods go straight to your customer. You never touch them. Once your customer pays, the funds flow back to cover the cost.

You didn’t need working capital. You didn’t need inventory. You just needed the right kind of funding.

Who Is Purchase Order Finance For?

• You buy and resell finished goods
  
  
• You sell B2B (not directly to consumers)
  
  
• Your orders are at least $100,000
  
  
• You have a confirmed purchase order from a reputable customer
  
  
• You work with suppliers who want upfront payment
  
  

If that sounds like you, purchase order finance can help you take on larger deals without taking on more risk.

Why Purchase Order Finance Works Better Than a Loan

Traditional loans are slow. They usually require personal guarantees, credit checks, and a lot of paperwork. You also have to start repaying them right away—even if your customer hasn’t paid you yet.

Purchase order finance doesn’t work like that.

We fund the transaction—not your balance sheet.

You’re not borrowing money in the traditional sense. You’re just unlocking capital from a sale you already made.

Common Questions

Do I need perfect credit?
No. We care more about the strength of your purchase order and the reliability of your customer.

What if my customer cancels?
Once we commit funds, the customer can’t back out without covering the cost. That’s part of the agreement.

Can I use this for services or raw materials?
No. This only works for finished goods that are shipped to your customer. If you need other financing, we can talk about options.

How fast is it?
If the paperwork is clean, we can fund deals in a few business days.

Why Purchase Order Finance Works Now More Than Ever

Supply chains are tighter. Customers want faster delivery. And suppliers are demanding payment upfront.

That’s a tough mix if you don’t have inventory or a big cash cushion.

Purchase order finance solves that problem. It lets you scale without carrying the financial burden.

And if you’re a fast-moving company that sells high volumes, it gives you the flexibility to grow without pausing to raise capital.

The Bottom Line on Purchase Order Finance

You don’t need to warehouse products to land big contracts.

If you’ve got a confirmed purchase order, you can fulfill it—even if you don’t have inventory or upfront cash.

Contact us to handle the supplier payments. Let the supplier handle the shipping. And let your customer pay you when the job’s done.

You get paid without touching the goods.